Mathura, September 1, 2025 – In a swift move against corruption in the banking world, the Central Bureau of Investigation (CBI) has arrested Garima Singh, the senior manager and branch head of UCO Bank’s Kotwali Road branch in Mathura, Uttar Pradesh. She’s accused of demanding a hefty Rs 4 lakh bribe from a local businessman to release the final chunk of his approved loan. This incident, which unfolded today, shines a light on how some officials might be misusing their power, making life harder for small business owners who depend on these funds.
The story began when the complainant, a firm owner in Mathura, applied for a Rs 1 crore business loan through the bank. Sources say the loan was part of a scheme to boost local enterprises, but details on the exact program haven’t been shared yet. The bank had already handed over Rs 90 lakh in installments, leaving Rs 10 lakh pending. That’s when things turned sour. According to the CBI, Singh refused to process the remaining amount unless she got a cut – specifically 4 percent of the total loan, adding up to Rs 4 lakh.
Frustrated after repeated visits to the branch with no luck, the businessman tipped off the CBI. The agency verified the claims and set up a classic trap operation. They instructed the complainant to agree to pay the bribe in parts, starting with Rs 2 lakh as the first payment. On September 1, as Singh and a middleman accepted the cash, CBI teams swooped in and arrested them on the spot. Officials say this was a clear case of being caught red-handed, and they’ve seized evidence from the scene.
A CBI spokesperson confirmed the details, adding that searches are ongoing at Singh’s residence and office to uncover any more proof or links to similar cases. The duo faces charges under the Prevention of Corruption Act, which could lead to serious jail time if they’re found guilty. The middleman’s name hasn’t been released, but investigators are checking if others in the bank or outside were involved.
This arrest comes at a time when the government is pushing hard for transparent banking practices, especially for loans to small and medium businesses. In Mathura, a place famous for its temples and growing trade scene, locals are upset. One resident told reporters, “Banks are supposed to help us, not squeeze us for extra money. This shakes our faith in the system.” Social media is starting to buzz too, with posts highlighting the need for stricter checks on public sector banks.
UCO Bank, a major player in India’s public banking sector, has faced scrutiny before for fraud and bribery issues. Just months ago, there were reports of larger scams involving the bank, but this case seems more straightforward – a direct abuse of authority at the branch level. Bank officials haven’t commented yet, but insiders expect an internal probe and possible suspension for Singh while the CBI digs deeper.
Experts point out that such demands for “commissions” are a common hurdle for borrowers, delaying growth and adding hidden costs. “It’s not just about the money; it’s about trust,” said a financial analyst in Delhi. With digital banking on the rise, many hope tools like online approvals will cut down on these face-to-face opportunities for graft.
For now, the businessman is relieved that justice is moving fast. The CBI says they’ll wrap up the initial probe soon and file charges. This could set an example, showing that reporting corruption pays off. As more details emerge, we’ll keep an eye on whether this uncovers a bigger pattern in the region.
