Baroda Uttar Pradesh Gramin Bank (BUPGB) is a trusted regional rural bank serving the heart of Uttar Pradesh, helping farmers, small businesses, and families manage their finances. The IFSC code is a key part of online banking, making fund transfers simple and secure. This article explains everything you need to know about the Baroda Uttar Pradesh Gramin Bank IFSC code, its uses, and how it supports seamless transactions across the region. Let’s dive into the details of this essential banking tool and explore its role in everyday life.
What Is an IFSC Code and Why Does It Matter
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a specific bank branch for online transactions like NEFT, RTGS, and IMPS. For Baroda Uttar Pradesh Gramin Bank, the IFSC code is BARB0BUPGBX, where “BARB” stands for Bank of Baroda, “0” is a reserved digit, and “BUPGBX” represents the bank’s head office in Raebareli. This code ensures that money reaches the right account without errors. It’s essential for paying bills, transferring salaries, or sending money to family. You can find it on your passbook, cheque leaf, or the bank’s website. Using the correct IFSC code prevents delays or failed transactions, making banking smooth and reliable for customers across Uttar Pradesh.
Role of Baroda Uttar Pradesh Gramin Bank in Rural Banking
Baroda Uttar Pradesh Gramin Bank, sponsored by Bank of Baroda, operates across 31 districts in Uttar Pradesh, with its head office in Raebareli. It focuses on rural communities, offering services like savings accounts, loans for farmers, and small business support. With over 800 branches, it reaches remote areas, helping people access banking without traveling far. The bank also supports government schemes like Pradhan Mantri Fasal Bima Yojana, aiding farmers with crop insurance. Its IFSC code, BARB0BUPGBX, is used for all branches, simplifying online transfers for customers. By providing affordable loans and digital banking options, the bank plays a big role in boosting financial inclusion, empowering villagers to save, invest, and grow their businesses.
How to Find and Use the IFSC Code
Finding the Baroda Uttar Pradesh Gramin Bank IFSC code is easy. Check the first page of your bank passbook or the top of a cheque leaf, where BARB0BUPGBX is printed. You can also visit the bank’s official website (www.barodaupbank.in) or use the branch locator on financial portals like RBI’s website or apps like Razorpay. To use the code, enter it during online transactions on your banking app or website, along with the recipient’s account number and name. For example, when paying a loan or sending money to a relative, input BARB0BUPGBX to ensure the funds reach the correct branch. Always double-check the code to avoid errors, as a wrong IFSC can delay or misdirect your transfer.
Benefits of Using the Correct IFSC Code
Using the right IFSC code, BARB0BUPGBX, for Baroda Uttar Pradesh Gramin Bank ensures fast and secure transactions. It helps the bank’s system identify the exact branch, reducing the risk of funds going to the wrong account. This is crucial for rural customers who rely on timely payments for farming supplies or family expenses. The code supports instant transfers through IMPS, same-day transfers via NEFT, and larger transactions through RTGS. It also simplifies cross-border payments for those receiving money from abroad. By using the correct IFSC, you avoid failed transactions, saving time and avoiding extra fees. The bank’s mobile app and Green PIN facility for ATM cards further enhance convenience, making digital banking accessible even in remote villages.
Contacting Baroda Uttar Pradesh Gramin Bank
If you need help with the IFSC code or other banking services, Baroda Uttar Pradesh Gramin Bank offers several ways to get in touch. Visit the head office at A-1, Civil Lines, Raebareli, Uttar Pradesh, 229001, or use the branch locator on www.barodaupbank.in to find a nearby branch. You can call the bank’s customer care at 0535-2700028 or email for support. The bank’s website also provides online banking login options for customers and staff, making it easy to check account details or IFSC codes. For urgent issues, like a failed transaction, contact the bank immediately to resolve it. The bank’s focus on customer service ensures rural clients get the help they need to manage their finances smoothly.
Why Baroda Uttar Pradesh Gramin Bank Stands Out
Baroda Uttar Pradesh Gramin Bank is more than just a bank—it’s a lifeline for rural Uttar Pradesh. Its IFSC code, BARB0BUPGBX, connects millions to digital banking, making transactions quick and safe. From supporting farmers with loans to offering savings accounts for families, the bank bridges the gap between rural needs and modern banking. Its widespread branches and focus on government schemes like crop insurance make it a trusted partner for growth. Whether you’re sending money or applying for a loan, the bank’s services, backed by the reliable IFSC code, ensure your financial needs are met with ease. Baroda Uttar Pradesh Gramin Bank truly shines as a pillar of rural empowerment.
